credit 
The Ghost of Expected Surprises(0)
September 4, 2010
Here, Cratchet, what do you think you’re doing?
Uh, er, leaving sir.
Leaving? It’s 5 minutes to the hour. Shall I dock your pay accordingly.
Uh, er, no sir.
No sir? Well it’s back to work for you then, and be quick about it. And I don’t expect your mind to be off home before your body gets out [...]
Identity Theft ? How Can You Prevent It Happening to You?
The nightmare of identity theft strikes an estimated 750,000 people every year. How can you keep from being one of them? While there is no guarantee that you won’t become a victim, there are some steps you can take to decrease the risk and protect yourself.
According to the Federal Trade Commission, some everyday tips to [...]
Opting For A Credit Card? Check Out Certain Terms
You’ve just received a “pre-approved” credit card offer in your mail. Without wasting a minute you’re ready to accept it, especially if it’s the “before-the-offer-expires" one. Wait! Don’t be in a hurry. Shop around a little and then make your decision about that credit card.
Do you know that these “pre-approved” offers that pop up almost [...]
How Does a Creditor Determine Whether to Grant You Credit?
Credit 101
How does a creditor determine whether to grant you credit? For many years, creditors have been using credit scores and credit scoring systems to determine if you’d be a good risk for a loan or credit card. More recently, credit scores have been used to help determine what rates you pay for insurance. What [...]
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