Right here, Cratchet, what do you believe you are performing?

Uh, er, leaving sir.

Leaving? It is five minutes to the hour. Shall I dock your pay accordingly.

Uh, er, no sir.

No sir? Nicely it is back again once more to function for you then, and be quick about it. And I don’t anticipate your ideas to be off house prior to your physique will get out the doorway either, what?

Uh, er, no sir.

Pretty.

Will you be performing something for Xmas, sir?

Xmas, Schmissmiss.

Uh, er, what sir?

Schmi, schmish. Smiss.

Are you okay, sir?

Schmee, smaa, ooh.

Mr. Scrooge, sir? Mr. Scrooge? Mr. Scroo?.

***********************************************************************

Oooohhh. Ooooooooooooooh!

What? Who? What? Oh!

EEEIIIIII am the Ghooooost of Expeeeected Surprises.

What? What? Once more? Not once more. Oh make sure you, spirit, not once more. Make sure you no.

EEEIIIIII visited yoooooou laaaast yr, Scroooooooooooooge.

Oh, sure, spirit, that you did. That you did. Ooooooooh, and correct here I forgot!

FOOOOORGOOOOOT!!!!!

Oh, make sure you spirit. Not so loud. Not once more. Not once more.

Why am I heeere once more, Scrooooooooge? Why once more?

Uh, uh, merely simply because I forgot the extremely factor that comes about each and every yr. I forgot, yet once more, Spirit. Silly me. Oh, silly silly me. I am a bad man, spirit. Make sure you have mercy. Oh make sure you.

What is the Deeeeefinition of Expeeeected, Scrooooooge?

Um, of program, sure, I know this, why it is something acknowledged in progress. Indeed. Recognized in progress, spirit. Something you can see coming. It is clear. It is clear now, spirit. Foresight. Superior information.

And yet you are caught unprepaaaaaared once more this yr, Scroooooooge!!

I am, great spirit. I am wholly unprepared. I did not see you coming either, I concern. Stupid, silly man that I am. Oh spirit. Make sure you. What is to turn out to be of me?

Yoooooouuuuuuu knoooooow.

Oooooh. Not that spirit. Something but that.

Yeeees. Scroooge. Revise yoooooour buuuuuudgettt.

My, my investing spending budget, spirit? But I have a investing spending budget.

Muuuuuussssst yooooou beeee reminded agaaaaain? Yooooou have a moooonthleeey investing spending budget, Scroooooge. Buuut you have nooooo alloooocation foor yearly expeeeennnssses.

I forgot, spirit. I forgot.

Eveerrrry yr yooooou have nooooo cash fooooor Christmaaaaas. Noooo cash foooooor birthdaaaaay presents, noooooo cash foooooor caaarriage insurance coverage, noooo caaaash for home taaaaxes.

No spirit. Never a penny. Never a pound. Never a schekel I concern. I am tapped out and credit cards haven’t been invented yet!

AAAAAAAAAAAAAAAAAAAAHHHHH! Never meeeention credit caaards, Scrooooooooge!

Sorry, spirit.

The Ghoooost of Long term Expeeeeected Surprises is beset with credit caaaaard nightmaaaaares! Yoooooou don’t waaaant a go to from hiiim.

No spirit, no. Not him. I’ve discovered my lesson spirit. I have. I know I have. I will investing spending budget for yearly expenses from now on. No lengthier will Ebenezer Scroooge be surprised by the predicted. Caught with out cash for issues he realized, and usually realized, had been coming…yet once more.

Caaaaash fooooor Christmaaaaaaas presents as well, Scroooooooooooge?

Wa, uh, ee, well, uh?

About The Writer

Rick Hoogendoorn has been in the financial options business in Victoria, BC simply because 1991. Pleased Vacations from Cheri Crause &amp#038 Associates Inc.